Financial Services Division

Fixed Index Annuities

As the name suggests, with Fixed Index Annuities your money earns fixed rates of interest return. When you decide to take money out, you can elect to receive a guaranteed fixed payout every month. The relative newcomer in the category – the product we like to call “the better mousetrap” – is the Equity Indexed Annuity, or EIA. It pays a minimum fixed rate of return, and you might also earn interest based on a generally used stock market barometer such as the S&P 500® Index. While an EIA can limit upside potential returns, it does not subject your principal market risk.

Financial Services

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